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Have you been denied a disability claim by UNUM insurance?
Question:
None of this smells right. If your wife has a valid contract, read it! If UNUM has violated the terms of this contract (and your wife has not) then you will have no problem whatsoever winning a judgement against them in court. You also have a department of your state government that exists for the purpose of enforcing your state laws dealing with insurance. I think you are hiding something like a preexisting condition or something like that. Companies do not squander qood will by turning down piddly claims. Rob Barton – Hide quoted text — Show quoted text – > alt.business, alt.business.accountability, alt.business.consulting, > alt.business.home, alt.business.home.pc, alt.business.insurance, > alt.business.internal-audit, alt.business.international, > alt.business.misc > Have you been denied a disability claim by UNUM insurance? > If you feel that you have been unfairly treated by UNUM insurance, > please contact me with the particulars. I will be putting up a web > page that will deal specifically with UNUM’s denial of legitimate > disability claims > Insurance companies are able to get away with denying legitimate > claims to individuals because rarely do individuals have the resources > to fight a multi-billion dollar corporation. Unfortunately, > individuals that have been unfairly denied disability benefits have no > way of knowing of other individuals that have also been unfairly > denied benefits. Obviously, if these individual can come together to > form a single legal group, the necessary pressure can be applied to > UNUM to re- evaluate their position. For example, A.H. Robbins would > not deal with women that were injured by their product (Dalkon > Shield). It finally took a class action law suit brought on by many > thousands of claimants to force A.H. Robbins to do the right thing. > Why am I doing this? > My wife was covered under her employer’s group disability policy by > UNUM insurance company. She was involved in an automobile accident > with an uninsured motorist during the summer of 1995 that totaled her > car and injured her neck, shoulder, and arm. Due to her injuries, she > has not been able to work since her accident. UNUM denied her claim > stating that their was no neurological evidence to support her claim > of disability! In November of 1996, my wife underwent major surgery > to repair damage caused by the accident. She has been undergoing > physical therapy since the accident. Not all disability injuries are > neurological in nature. Many disabilities are caused my injuries to > soft tissue, bone, muscle, or ligament. > By the way, her medical injuries have been paid by the medical portion > of our automobile policy. Well over $30 thousand has been paid under > our automobile to date. Thank God we did not have to rely on UNUM to > pay my wife’s medical bills for her accident. > Andrew L. Stumpf > 224 Potomac St., Suite 111 > Aurora, CO 80011 > off (303) 363-1150
Response:
alt.business, alt.business.accountability, alt.business.consulting, alt.business.home, alt.business.home.pc, alt.business.insurance, alt.business.internal-audit, alt.business.international, alt.business.misc Have you been denied a disability claim by UNUM insurance? If you feel that you have been unfairly treated by UNUM insurance, please contact me with the particulars. I will be putting up a web page that will deal specifically with UNUM’s denial of legitimate disability claims Insurance companies are able to get away with denying legitimate claims to individuals because rarely do individuals have the resources to fight a multi-billion dollar corporation. Unfortunately, individuals that have been unfairly denied disability benefits have no way of knowing of other individuals that have also been unfairly denied benefits. Obviously, if these individual can come together to form a single legal group, the necessary pressure can be applied to UNUM to re- evaluate their position. For example, A.H. Robbins would not deal with women that were injured by their product (Dalkon Shield). It finally took a class action law suit brought on by many thousands of claimants to force A.H. Robbins to do the right thing. Why am I doing this? My wife was covered under her employer’s group disability policy by UNUM insurance company. She was involved in an automobile accident with an uninsured motorist during the summer of 1995 that totaled her car and injured her neck, shoulder, and arm. Due to her injuries, she has not been able to work since her accident. UNUM denied her claim stating that their was no neurological evidence to support her claim of disability! In November of 1996, my wife underwent major surgery to repair damage caused by the accident. She has been undergoing physical therapy since the accident. Not all disability injuries are neurological in nature. Many disabilities are caused my injuries to soft tissue, bone, muscle, or ligament. By the way, her medical injuries have been paid by the medical portion of our automobile policy. Well over $30 thousand has been paid under our automobile to date. Thank God we did not have to rely on UNUM to pay my wife’s medical bills for her accident. Andrew L. Stumpf 224 Potomac St., Suite 111 Aurora, CO 80011 off (303) 363-1150